We benefit from our well-diversified portfolio: Diversification reduces capital requirements and lowers earnings volatility.

Hannover Re pursues a consistent strategy of portfolio diversification,聽 both geographically and in terms of聽products. We transact reinsurance in our business groups Property & Casualty and Life & Health reinsurance. Through our global presence and our activities in all lines of reinsurance we achieve optimal risk diversification.

Gross written premium by regions - Group 31.12.2018

Region% of gross written premium
Hannover Re Group
North America 34.5%
United Kingdom 13.4%
Other European countries 16.7%
Asia 15.4%
Germany 6.1%
Australia 6.6%
Latin America 4.7%
Africa 2.7%

Property & Casualty reinsurance

Hannover Re offers its customers a comprehensive range of products聽in treaty and facultative reinsurance as well as in the area of structured reinsurance solutions and direct business. We make our consulting expertise and services available to promote lasting profitable business relationships and may occasionally acquire equity participations or otherwise invest in selected business partners.

Gross written premium by lines of business
Property & Casualty reinsurance

DivisionBusiness lines% of gross written premium property and casualty reinsurance
Target markets North America 15.8%
Continental Europe 13.1%
Specialty lines worldwide Facultative R/I 6.1%
Credit, surety & pol. risks 6.2%
UK, Ireland, London market & direct 8.3%
Aviation 1.9%
Marine 1.9%
Global R/I Worldwide聽treaty R/I 19.2%
Structured R/I & ILS 24.4%
Cat. XL 3.1%

Gross written premium by regions
Property & Casualty reinsurance

Region% of gross premium
North America 38.5%
Other European countries 19.7%
Asia 13.2%
United Kingdom 9.0%
Germany 8.1%
Australia 4.8%
Latin America 4.3%
Africa 2.4%

Life & Health reinsurance

Hannover Re offers its customers worldwide reinsurance protection in all lines of life and health insurance. Customer relationships are structured as long-term partnerships, with the aim of developing individually tailored solutions. We support our clients with the financing of new business and聽financial optimisation and we offer product partnerships for strategic market positioning.

Gross written premium by risk types
Life & Health reinsurance

Market Segment% of gross written premium
life and health reinsurance
Financial Solutions 12.9%
Longevity 17.7%
Mortality 42.2%
Morbidity 27.2%

Gross written premium by regions
Life & Health reinsurance

Region% of gross premium
North America 27.6%
United Kingdom 20.6%
Asia 19.1%
Australia 9.6%
Other European countries 11.8%
Latin America 5.2%
Germany 2.8%
Africa 3.4%