Hannover Re has implemented a strategic decentralisation of client-related core processes and functions in property and casualty reinsurance in order to be as close as possible to clients around the globe. Accordingly, the majority of markets are served by Hannover Re's international operations.

Risk management functions are聽 exercised centrally in Hannover. These include, for example, capital allocation, nat cat aggregate allocation, pricing standards and retrocessions. These functions serve the goals of maintaining consistent underwriting decisions, facilitating the maximum allocation of capacity and efficiently deploying resources, underwriting know-how and capital.

Our subsidiary E+S R眉ckversicherung AG, the dedicated reinsurer for the German market, offers a range of products and services focused on the specificities of the German market - especially for those mutual insurers with whom we have established a particularly trusting cooperation that is underscored through their shareholding in E+S R眉ck.

E+S R眉ck - the rein颅surer for Germany

Infor颅mation on the German market in German language is avai颅lable on the E+S R眉ck website. E+S R眉ck bears responsi颅bility within the Hannover Re Group for German business.